How we compare
One subscription replaces three tools.
Promi consolidates bank-connected budgeting, retirement projections, and peer benchmarks into one place. Here's what each competitor covers, and where Promi fills the gap.
| Promi | Monarch | |
|---|---|---|
| Only in Promi | ||
| FIRE auto-tracking on dashboard | ||
| Peer cohort benchmarking | ||
| Local Census comparison | ||
| Pre-filled local-cost-of-living budgets | ||
| Interactive demo (no sign-up) | ||
| Shared features | ||
| Bank connections (Plaid) | ||
| AI transaction categorization | ||
| Budgeting + cash flow | ||
| Per-holding investment tracking | ||
| Monte Carlo retirement sims (1,000+ runs) | ||
| Historical recession backtest | ||
| Multi-source income projection (SS + pension + other) | Plus add-on | |
| Side-by-side scenario comparison | Plus add-on | |
| 5 FIRE variants (Lean/Coast/Barista/Fat/Trad) | ||
| Household / couples support | ||
| No advisor upsell, no affiliate kickbacks | partial |
See it for yourself
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Launch Interactive Demo