Everything You Need, Nothing You Don't
Features built for informed decisions
Promi connects to 12,000+ financial institutions via Plaid for live transaction syncing and real-time net worth tracking. Peer benchmarks, Monte Carlo simulations, tax-aware planning: the same data-driven clarity financial professionals use.
Try the Interactive DemoKnow How You Compare
Peer & local household comparison.
Income, assets, debt, and net worth ranked against peer percentiles.
National percentile rankings show whether you're top 15% for income or net worth.
Local Census data compares your income to the median in your area.
Budgets That Know Your Neighborhood
Pre-filled budgets based on where you live.
AI-suggested amounts for every category based on your household profile.
Track your spending pace vs. budget through the month.
12-month forecast with historical actuals and future projections.
Advisor-Grade FIRE Planning
Five FIRE variants. Real projections.
Live FI progress gauge showing your percentage toward financial independence.
See the year investment income surpasses your salary.
Sensitivity analysis: what if you save more, cut expenses, or markets crash?
Retirement That Models Real Life
Monte Carlo simulations. Tax-aware drawdown.
1,000 simulations with p10–p90 confidence bands and success rate.
Named scenarios let you create, compare, and duplicate plans side-by-side.
Tax-smart drawdown across 5 buckets with Roth conversion opportunities.
Investments That Actually Work
Real holdings. Real cost basis. Real alpha.
Holdings with ticker, shares, cost basis, and gain/loss across all accounts.
Asset allocation by type and sector with interactive donut chart.
Your portfolio vs. S&P 500: actual 1-year alpha or underperformance.
Your Daily Financial Briefing
AI-curated market news and live data, right on your dashboard.
A daily AI-curated news digest with the headlines that actually matter for your money, summarized in plain English.
S&P 500, Dow, NASDAQ, Russell 2000, VIX, and Gold with intraday sparklines and 1-day / 1-month / 1-year changes.
Your portfolio performance compared to benchmarks, so you can instantly see whether you're beating the market or trailing it.
AI market summary and deep-dive analysis to help you understand what happened today and what it means for your plan.
Learn As You Go
Finance education built into every page.
Instant explainers on every page, with no extra cost and no waiting.
AI deep dives that analyze your specific financial picture.
15+ in-context guides on budgeting, investing, taxes, and retirement.
And so much more
The complete financial picture
Net Worth Tracking
Line, bar, and stacked charts from 1M to All time. Filter by account, category, or household member. Growth delta + percent.
Cash Flow Analysis
Operating cash flow over 30/60/90/180 days. Burn rate, runway projection, moving average overlay, and money flow Sankey diagrams.
Recurring Payments
Auto-detected + manual recurring streams. Calendar view with projected dates. Weekly through annual frequency. Monthly/annual KPIs.
Goals & Debt Payoff
Save-up goals with compound growth projections. Avalanche vs. snowball debt payoff strategies. Extra payment and lump-sum simulator.
Couples & Households
Joint + individual accounts. Per-person owner attribution. Staggered retirement. Dual-income FIRE modeling.
Scenario Comparison
Named retirement scenarios with side-by-side charts. Full Monte Carlo per scenario. Color-coded comparison table.
Social Security & Pension
Full SSA PIA formula with 35-year career modeling. Early/delayed claiming. Pension income. Retirement income donut chart.
Tax-Smart Drawdown
Withdrawal modeling across 5 tax buckets (pre-tax, Roth, taxable, HSA, tax-free). Roth conversion ladders, 72(t)/SEPP, and RMD analysis in active development.
Transaction Management
Full search & filter. Calendar integration with date selection. Category breakdown. Merchant logos. CSV export. Manual sync.
Account Management
9 account types. Institution logos & health status. FRED market rates for comparison. Interest rate tracking. Manual + Plaid support.
Local Area Data
Census-based local stats: median home value, rent, income by age, education levels, demographics. Real ACS data for your ZIP.
8 Visual Themes
Default, Slate, Sunset, Forest, Ocean, Blush, Neutral, and Dark. Full dark mode throughout. Make Promi yours.
Bank-Level Security
Read-only access via Plaid. We never move your money. More than 200 row-level security policies protect every table in the database.
Interactive Demo
Explore the full app with realistic data, no sign-up required. Peer comparison, budgets, FIRE, investments, and more.
Curated Financial News
AI-curated daily market digest on your dashboard. Headlines that matter, summarized in plain English. No noise, no clickbait. Just what affects your money.
AI on Every Page
Context-aware AI insights with typewriter animation. Financial health scoring. Humor toggle. 13+ page-specific contexts.
See every feature in action
Try the interactive demo, no sign-up required. Or create a free account to connect your own data.
Try the Demo