Total assets minus total liabilities: cash, investments, retirement balances and property on one side, and mortgages, loans and card balances on the other. Because it nets the two, shifting money between accounts, even to pay down a debt, leaves it unchanged.
A figure below zero is common early in adult life, since debts such as student loans and mortgages arrive in full before the earnings or equity they pay for. The Net Worth guide works through what the level and the direction each say.
The number moves daily with balances and market prices, so its slope carries more information than its level. Promi recomputes it from every linked account, which is what makes that slope legible without a spreadsheet.
Worked through
Assets − Liabilities = Net Worth
Checking + Savings + 401(k) + Home − Mortgage − Loans − Credit Cards
Where this lives in Promi
Accounts page. The net worth header updates as balances sync.
See your own net worth
Promi computes this from your linked accounts, with the definition one click from the number.
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