Net worth is total assets minus total liabilities. It is the one headline figure in personal finance that cannot be improved by moving money between accounts: paying a card off from savings lowers both sides and leaves the total exactly where it was.
A negative figure is common, and it usually reflects timing rather than habit. Student debt arrives years before the earnings it bought, and a mortgage lands in full on day one while the equity behind it accrues over decades.
The number moves daily with balances and market prices, so its slope carries more information than its level. Promi recomputes it from every linked account, which is what makes that slope legible without a spreadsheet.
Worked through
Assets − Liabilities = Net Worth
Checking + Savings + 401(k) + Home − Mortgage − Loans − Credit Cards
Where this lives in Promi
Accounts page. The net worth header updates as balances sync.
See your own net worth
Promi computes this from your linked accounts, with the definition one click from the number.
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