Peer Cohort
Households that resemble yours on the variables that actually move financial outcomes.
Cohorts are built from the Federal Reserve's Survey of Consumer Finances, a triennial study of household balance sheets that has run since 1989. It is the standard source for US wealth distribution work, and it measures what households report holding rather than what they say online.
Matching runs on age, income, education, occupation, household size and location. Each of those shifts the distribution enough that leaving it out changes the answer, which is why a national median is close to meaningless as a personal benchmark.
One caution about reading the results. Wealth distributions are heavily right-skewed, so the mean sits far above the median and comparing yourself to an average puts most households behind by construction. Percentiles and medians are the more informative figures, and they are what Promi shows.
Worked through
Ages 32 to 38, $90k to $120k, metro area
Matched against comparable households in the Survey of Consumer Finances.
- Cohort median net worth
- $68k
- Cohort median savings rate
- 8%
- This household
- $95k
- Savings rate
- 18%
$95k at 35 carries no meaning by itself. Against a cohort median of $68k it does, and the savings rate says more about the next decade than either figure.
Where this lives in Promi
Financial Profile page. Peer positioning across income, assets, debt and net worth.
Related in Financial Profile & Comparisons
See your own peer cohort
Promi computes this from your linked accounts, with the definition one click from the number.
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