Peer Cohort
Households that resemble yours on the variables that actually move financial outcomes.
Promi's peer bands are modeled rather than sampled from other users: they are estimates, not survey tables. They read best as a frame for your own figures rather than as exact survey results.
Promi draws two comparisons. National peers are matched on age and household income, with household type and children read as context rather than matched on. Local peers are households in the same ten-year age bracket in your ZIP code. Education and housing are inferred rather than asked, and occupation is not used. Age and income each shift the distribution enough that leaving either out changes the answer, which is why a national median is close to meaningless as a personal benchmark.
One caution about reading the results. Wealth distributions are heavily right-skewed, so the mean sits far above the median and comparing yourself to an average puts most households behind by construction. Percentiles and medians are the more informative figures, and they are what Promi shows.
Worked through
Ages 30 to 39, $90k to $120k
Matched against a modeled profile of comparable households.
- Cohort median net worth
- $68k
- Cohort median savings rate
- 8%
- This household
- $95k
- Savings rate
- 18%
$95k at 35 carries no meaning by itself. Against a cohort median of $68k it does, and the savings rate says more about the next decade than either figure.
Where this lives in Promi
Financial Profile page. Peer positioning across income, assets, debt and net worth.
Related in Financial Profile & Comparisons
See your own peer cohort
Promi computes this from your linked accounts, with the definition one click from the number.
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