Retirement Forecast
Understanding your projection chart5 sections
The forecast projects net worth year by year from today through life expectancy, combining current balances, future contributions, growth, Social Security, pensions and withdrawals into a single line.
It is a year-by-year projection rather than a single end figure, which is what lets it show when the balance peaks and how quickly it declines afterwards.
Everything that moves money is included: contributions while working, growth throughout, guaranteed income once it begins, and withdrawals once it does not.
The shape carries more information than the endpoint. Two plans can finish at the same balance with very different paths, and the path is what determines whether the plan survives a poor decade.
This content is educational and informational only. It is not financial, investment, or tax advice. Consult a qualified professional before making financial decisions.