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Reference material for the numbers Promi computes, written to be read by someone who has not done this before.

Financial Profile & Comparisons

Demographic matching, percentile rankings, and the benchmarks that give a number context.

Peer Cohort
Households that resemble yours on the variables that actually move financial outcomes.
Percentile Ranking
Your position within the cohort distribution. The 75th percentile sits above three quarters of it.
Cost-of-Living Adjustment
Normalizing income and benchmarks for what things actually cost where you live.
Year-over-Year Trends
Comparing a period against the same period a year earlier, which removes seasonality.
Lifestyle Inflation
Spending rising alongside income, so that a raise leaves the savings rate unchanged.

Worked examples for every term

This content is educational and informational only. It is not financial, investment, or tax advice. Consult a qualified professional before making financial decisions.

Every one of these explains a number in the app

Promi computes them from your own balances and transactions, with the guide one click from the figure.

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